I had so many stories of shopping splurging specially back in the days. I could personally say that it is a very satisfying habit but got a very devastating end result. Remember those times when you had your very first credit card that you just felt that you got lots of money to spend. Well, that story plot could be the same to many, but we eventually learn from our mistakes. Right? When I've already learn to manage my finances, I realise that splurging when shopping could be fine as long as you got enough funds to support it. And having a credit card isn't that bad at all. With the proper usage it could be very useful. As the rule of thumb, do not use your credit card to an amount you cannot pay in cash. But for those people who still cannot resist it, here are some tips you…