Prevent Splurging using Paymaya and make shopping easier and worry free! Ber Months means shopping spree and discounts everywhere! Fun and tempting but very prone to splurging. You don't like to spend so much money that you'll be sorry you have already used a portion you allocated for more important things. Part of growing up is having the right skills in budgeting. What I usually do to prevent splurging is to set a cap in everything. A portion of my income should go first to bills, house rent, a portion to family, church duties and some part of it goes to